Product Details

• Publisher ‏ : ‎ Independently published (September 25, 2021)
• Language ‏ : ‎ English
• Paperback ‏ : ‎ 72 pages
• ISBN-13 ‏ : ‎ 39
• Item Weight ‏ : ‎ 8.4 ounces
• Dimensions ‏ : ‎ 8.5 x 0.17 x 11 inches
• Best Sellers Rank: #4,068,726 in Books (See Top 100 in Books) #8,817 in Budgeting & Money Management (Books) #17,779 in Finance (Books)
• #8,817 in Budgeting & Money Management (Books)
• #17,779 in Finance (Books)

This is a great addition to any Weekly or Monthly Budgeting Challenge. You've already started your monthly budget--very good! The no spend monthly challenge is the next step in cutting out non-essential spending. It's a great addition to any clever budget planner, expense tracker notebook, monthly budgeting journal, or financial planner. There is a difference between budgeting and conducting a no spend challenge. A monthly budget can last for an unspecified amount of time and involves every aspect of your household spending. During a no spend challenge you have the singular focus of reducing spending on non- essential items such as snacks, impulse shopping trips, etc. You can choose to go on a no spend challenge for a couple of days or as long as a month. You can use the no spend challenge to help you reset your monthly budget after the holidays, a family vacation, or a dip into the emergency fund. It'll help to kickstart your monthly savings or debt repayment plan. The No Spend Challenge set by Shonversation includes the 30-day no spend challenge worksheets; the rules of the challenge worksheets; and the wrap-up/reflection worksheets. The 30-day no spend challenge takes sacrifice but can begin to set the building blocks for creating a permanent lifestyle change. Do you shop on a whim because a cute dress ad popped up in your email? Do you have a tendency to go out for lunch 3-4 times a month when friends call to hang out---which ends up costing $30 with the tip? The 30-day no spend challenge can help you begin to really see where your money goes. Spending no money for a specified period of time is definitely doable---though it may take a little practice (think of it as learning to ride a bike, you fall you get up, etc). Don't expect to be perfect the first time around---but also don't give up if you fail the first time. Keep trying! Eventually you'll gain the skills needed to think before spending needlessly. Read more